Introduction
Course Overview
Buying a house is one of the biggest financial decisions any individual will make. This all-important decision requires professional advice, which is why most people choose to work with a professional Mortgage Adviser.
To be able to legally provide this advice, you must be qualified, and the most popular qualification is CeMAP (Certificate in Mortgage Advice and Practice), used by practitioners all over the UK.
The CeMAP course and qualification includes CeMAP Module 1 and Modules 2 & 3 in one training course. This will give you all the knowledge and skills necessary to pass your exam and gain these important qualifications to be a qualified Mortgage Adviser in the UK.
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Course code
IV4S
Location
Varies
Price
£845
Suitability
Is the CeMAP Module 1, 2 & 3 Virtual Classroom training course suitable for me?
This is the perfect qualification for those wanting to work as a Mortgage Adviser. This course will also give you the knowledge and skills to start your own business as a Mortgage Adviser.
After all your exams have been completed, you will be able to work on receiving your licence to become a practising Mortgage Adviser, which is a legal requirement for Mortgage Advisers in the UK.
There are no requirements for this course, but we recommend that you have a good knowledge of English and basic mathematical skills.
Benefits
How will the CeMAP Modules 1, 2 & 3 training course benefit me?
When you gain the full CeMAP certification, you will be qualified and skilled to practice as a Mortgage Adviser in the UK.
After achieving this qualification, there are a variety of paths available to you, from choosing to become a Mortgage or Protection Adviser, or working in the public and private banking sectors.
Careers
What jobs can I apply for after my CeMAP Modules 1, 2 & 3 training?
There is a high demand for highly qualified mortgage advisers in the UK. Now is the perfect time to work towards a career in Mortgage Advice.
On average, the salary for a fully qualified Mortgage Adviser is £30k per year, although you could earn much more with a good commission scheme. Many Mortgage Advisers make more than £50k per year with a commission.
Other career oppoftunities include:
- Private Banking Assistant – £33k.
- Relationship Support Assistant – £33k.
- Protection Adviser – £50k.
- Business Owner – Mortgage Adviser – £30-£55k+.
(Source: Payscale)
Why Us
Why choose to study the CeMAP Modules 1, 2 & 3 Virtual Classroom course with e-Careers?
We are the leading provider of CeMAP training in the UK, helping our students improve their knowledge and getting jobs in the industry. We also boast a high average pass rate of 93%.
By enrolling on our CeMAP training course, you will have access to all our CeMAP eLearning materials, mock exams, and tutor support. All our trainers are highly qualified in the industry, providing you with the best quality teaching available.
We have developed an expert team over the last 10 years since our inception. In that time, we have trained over 630,000 delegates globally, which has helped offer the highest quality training, and we have earned a 5-star rating on Trustpilot, from over 10,000 students.
By refining our processes, partner relationships, and course materials, we can offer high-quality training solutions for our delegates.
Syllabus & Exams
CeMAP Syllabus
CeMAP qualifications are highly recognised within the industry and are essential in working towards a career as a Mortgage Adviser.
During this CeMAP course, you will learn the skills and gain the knowledge required to pass your official CeMAP exams and become a qualified Mortgage Adviser.
CeMAP 1 explores the Financial Services Environment, product range, UK Financial Services regulation, Data Protection, the FCA regulation, and UK taxation.
CeMAP 2 teaches you about the mortgage application process and potential issues borrowers may face, plus explore mortgage law.
CeMAP 3 will help you apply all that you have learnt throughout CeMAP 1 and CeMAP 2 into typical scenarios that you will encounter throughout your career as a Mortgage Adviser.
Syllabus
CeMAP 1
- Unit 1 – Introduction to Financial Services Environment and Products
- Unit 2 – UK Financial Services and Regulation
CeMAP 2 & CeMAP 3
- Unit 3 – Mortgage Law, Policy, Practice and Markets
- Unit 4 – Mortgage Applications
- Unit 5 – Mortgage Payment Methods and Products
- Unit 6 – Mortgage Arrears and Post Completion Issues
- Unit 7 – Assessment of Mortgage Advice and Knowledge
CeMAP 1 Exam Details
The exam for CeMAP 1 covers the course materials learned throughout the module, focusing on UK Financial Regulation (UKFR) including:
- Unit 1 – Introduction to Financial Services Environment and Products
- Unit 2 – UK Financial Services and Regulation
The exam will comprise of a 2-hour objective exam, with 50 multiple-choice questions for each unit.
CeMAP 2 Exam Details
The exam for CeMAP 2 covers the course materials learned throughout module 2, with a focus on the mortgage application process, including:
- Unit 3 – Mortgage Law, Policy, Practice & Markets
- Unit 4 – Mortgage Applications
- Unit 5 – Mortgage Payment Methods & Products
- Unit 6 – Mortgage Arrears & Post Completion Issues
The exam for CeMAP 2 will be a 2-hour objective exam, comprising 100 multiple-choice questions.
CeMAP 3 Exam Details
The exam for CeMAP 3 covers the course materials learned throughout module 3, with a focus on how to apply all the knowledge gained into real-world scenarios, including:
- Unit 7 – Assessment of Mortgage Advice & Knowledge
CeMAP 3 exam will be a 2-hour objective exam comprising 6 case studies, each with 10 linked multiple-choice questions.
Register with the London Institute of Banking & Finance to take your exams. The exams (including registration fees) are not included in the cost of the course. There is an exam fee of £190 per module (£570 for all three) and you can apply to take your exam anytime throughout the year, including via a test centre or remote invigilation online. The cost of a re-sit exam is £160 per exam.
Exam Pass Guarantee
When you attend these Virtual Classroom training courses, we offer our ‘Exam Pass Guarantee’. We have found Virtual classroom training has provided higher pass rates, which has made us confident to offer an Exam Pass Guarantee, so you know we’ll support you until you are certified.
With our Exam Pass Guarantee, if you do not pass the exam after attending this training course with us, you will be eligible to attend the same training again for free.
All we ask is that you:
- Attend all class days and complete all assignments
- Take the exam within 30 days of completing your Virtual Classroom Training
- Request your course re-enrolment within 30 days of the failed exam attempt
Please Note:
Students retaking the course are required to use the materials and books distributed to them in their original course session. Failure to provide these materials will result in the student being charged for replacement materials.
Exam Pass Guarantee does not include the re-sit exam. This would need to be purchased at an additional cost.
Is this course valid in Scotland?
CeMAP is a widely recognised mortgage qualification that can be studied and practiced in England, Wales and Scotland. While this course is based on the England and Wales syllabus, the Scottish regulatory framework for mortgage advice is closely aligned with the English framework. The slight differences between the English and Scottish modules are specifically in Module 2: Mortgage Advice Procedures, and Module 3: Mortgage Practice Issues. These differences are related to the specific legal and regulatory requirements that apply to mortgage advisors in each country.
Therefore, you can complete this CeMAP course and apply for a Scottish mortgage adviser’s license without having to retake any of the modules.
To make sure that you meet the requirements for practicing as a mortgage adviser in Scotland, you should inform the London Institute of Banking & Finance (LIBF) when you register for the CeMAP course that you are a Scottish student. The LIBF will then ensure that you receive the correct course materials and will guide you through the process of applying for a Scottish mortgage adviser’s license.