Introduction
Course Overview
Buying a house and getting the right mortgage is one of the biggest decisions we can make. Many of us take advice from a professional Mortgage Adviser to ensure we are evaluating all the options and making the best decision.
A Mortgage Adviser helps people decide which financial products, services, and providers are most suitable for them. Mortgage Advisers need to be qualified to provide the best possible advice, and the benchmark qualification for Mortgage Advisers in the UK is a ‘Certificate in Mortgage Advice and Practice’ (CeMAP). 80% of Mortgage Advisers in the UK currently hold a CeMAP certification.
The CeMAP course and qualification includes CeMAP 1 and CeMAP 2 and CeMAP 3 online training. This will give you the knowledge and skills necessary to pass your exams and gain the qualifications required to be a qualified Mortgage Adviser in the UK.
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Course code
CSRN
Location
Varies
Price
£345
Suitability
Is the CeMAP training course suitable for me?
Are you looking to be a Mortgage Adviser in the UK? If so, this course will be perfect for you. You will gain a CeMAP qualification, which over 80% of Mortgage Advisers in the UK have. This will give you the licence to practice as a Mortgage Adviser and gaining this qualification is a legal requirement to practice in the UK.
There are no requirements to join this course, but we suggest you are reasonably fluent in English and have a basic understanding of maths.
Once you gain your CeMAP qualification, you can choose to either work as a freelance Mortgage Adviser, in a bank, or at a practising firm.
How long will it take me to gain a CeMAP certification?
Although we allow you to access the course for 6 months, the large majority of our students taking this course complete it in well under 6 months. With this course, you can decide how long to dedicate your time to studying.
Benefits
How will the CeMAP training course benefit me?
Once you have completed this course, you will:
- Become a great communicator.
- Be able to explain complex information to customers.
- Gain fundamental maths skills.
- Provide great customer service.
- Be motivated to hit sales targets.
- Gain IT skills and time-management skills.
Other benefits of this training course include:
- Updated Syllabus – We always use the most modern and up-to-date CeMAP syllabus, ensuring what you learn will be relevant when you start working.
- Flexibility – When you complete this qualification, you will gain the skills and knowledge needed to work for a bank, a firm specialising in mortgage advice, or as a Freelancer.
- Job satisfaction – You will know that your job is making a real difference. By helping people buy their new houses, you will gain job satisfaction, knowing that you helped them achieve this.
Careers
What jobs can I apply for after my CeMAP training course?
The CeMAP Certificate in Mortgage Advice training course includes CeMAP 1, CeMAP 2, and CeMAP 3 training, which will give you all the skills and qualifications needed to legally practice as a Mortgage Advisor in the UK. You can then be able to apply for jobs as a Mortgage Adviser, Protection Adviser, or be able to work within the banking sector.
Mortgage Advisers in the UK are in high demand, making now a great time to work towards a career in Mortgage Advice. On average, the salary for a fully qualified Mortgage Adviser is £30,000 per year, although you could earn more with a good commission scheme. Many Mortgage Advisers make over £50,000 with commission. Once you have gained more experience, you could work in management and increase your earning potential.
Other jobs can include:
- Private Banking Assistant – £33k
- Relationship Support Assistant – £33k
- Protection Adviser – £50k
- Business Owner – Mortgage Adviser – £30-£55k+
(Source: Payscale)
What skills do I need to do well in this job role?
- Being great at communication.
- Explaining complicated information to clients in a way they can understand.
- Having confidence in your skills, especially with maths.
- Delivering excellent customer service at all times.
- Hard-working and ambitious to reach sales targets.
- IT skills and good time-management skills.
Why Us
Why choose to study the CeMAP course online with e-Careers?
As the UK’s leading provider of CeMAP training, we take pride in our 93% pass success. We also offer interest-free payment options.
All our courses are flexible and catered to you, our online courses enable you to work at home whenever suits you best, being able to access this course for 6-months with unlimited access. This course comes with video tutorials, interactive lessons, and end of module quizzes to ensure that you will understand what is being taught regardless of your preferred method of learning.
This course contains some complex methods and concepts which may be difficult to understand. Thankfully, we offer unlimited Tutor Support for you at no extra cost, ensuring you completely understand any confusing principles! All our tutors have over 19 years’ experience and will hold regular webinars, to go through other topic areas in more detail, to make sure you understand and pass your exams.
We have developed an expert team over the last 10 years since our inception. In that time, we have trained over 630,000 delegates globally, which has helped offer the highest quality training, and we have earned a 5-star rating on Trustpilot, from over 10,000 students.
By refining our processes, partner relationships, and course materials, we can offer high-quality training solutions for our delegates.
Syllabus & Exams
CeMAP Syllabus
CeMAP qualifications represent a highly recognised achievement of excellence for Mortgage Advisers looking to advise individuals on a range of mortgage products and services.
Throughout this full CeMAP training course package, you will cover the essential knowledge and skills required to pass your official CeMAP exams and become an official Mortgage Adviser in the UK.
Learning Outcome
This three-part qualification will help you understand:
- The Financial Services Environment and Products.
- UK Financial Regulation.
- How to apply your knowledge to real-life scenarios.
- Mortgage law, policy and markets.
- The importance of planning consent and property development.
- Interest rates and mortgage repayment options.
- How to adhere to best practice and ethical and regulatory frameworks.
- Build your confidence and apply your knowledge to individual cases.
CeMAP 1 explores the Financial Services Environment, product range, and UK Financial Services regulation. You will also learn about the Data Protection Act 1998, the FCA regulation, and UK taxation.
CeMAP 2 and CeMAP 3 provides you with the knowledge of the mortgage application process, such as potential issues borrowers may face once they have completed the buying process and understand mortgage law. CeMAP 3 teaches you how to apply all that you have learnt in CeMAP 1 and CeMAP 2 into typical scenarios you will face as a professional Mortgage Adviser.
As this training package is online, you can learn CeMAP wherever and whenever it suits you best, 24/7, with 6-months unlimited access to your online course materials. Our eLearning course provides a straightforward platform to learn CeMAP from home, through a series of video tutorials, questions, and end of module quizzes.
CeMAP Syllabus
- Introduction to Financial Services Environment and Products
- UK Financial Services and Regulation
- Policies and practices that affect mortgages
- Mortgage Laws
- Insurance Policies
- Post completion issues and arrears
- Complete sales process in relation to mortgage advising
CeMAP 1 Exam Details
The exam for CeMAP 1 covers the course materials learned throughout the module, focusing on UK Financial Regulation (UKFR) including:
Unit 1 – Introduction to Financial Services Environment and Products
Unit 2 – UK Financial Services and Regulation
The exam will comprise of a 2-hour objective exam, with 50 multiple-choice questions for each unit.
CeMAP 2 Exam Details
The exam for CeMAP 2 covers the course materials learned throughout module 2, with a focus on the mortgage application process, including:
Unit 3 – Mortgage Law, Policy, Practice & Markets
Unit 4 – Mortgage Applications
Unit 5 – Mortgage Payment Methods & Products
Unit 6 – Mortgage Arrears & Post Completion Issues
CeMAP 3 Exam Details
The exam for CeMAP 3 covers the course materials learned throughout module 3, with a focus on how to apply all the knowledge gained into real-world scenarios, including:
Unit 7 – Assessment of Mortgage Advice & Knowledge
The exam for CeMAP 2 will be a 2-hour objective exam, comprising 100 multiple-choice questions and the CeMAP 3 exam will be a 2-hour objective exam comprising 6 case studies, each with 10 linked multiple-choice questions.
Register with the London Institute of Banking & Finance to take your exams. The exams (including registration fees) are not included in the cost of the course. There is an exam fee of £190 per module (£570 for all three) and you can apply to take your exam anytime throughout the year, including via a test centre or remote invigilation online. The cost of a re-sit exam is £160 per exam.
Is this course valid in Scotland?
CeMAP is a widely recognised mortgage qualification that can be studied and practiced in England, Wales and Scotland. While this course is based on the England and Wales syllabus, the Scottish regulatory framework for mortgage advice is closely aligned with the English framework. The slight differences between the English and Scottish modules are specifically in Module 2: Mortgage Advice Procedures, and Module 3: Mortgage Practice Issues. These differences are related to the specific legal and regulatory requirements that apply to mortgage advisors in each country.
Therefore, you can complete this CeMAP course and apply for a Scottish mortgage adviser’s license without having to retake any of the modules.
To make sure that you meet the requirements for practicing as a mortgage adviser in Scotland, you should inform the London Institute of Banking & Finance (LIBF) when you register for the CeMAP course that you are a Scottish student. The LIBF will then ensure that you receive the correct course materials and will guide you through the process of applying for a Scottish mortgage adviser’s license.